My goal is just under 78. If I hit 77 or 80 there is something wrong with my heating/cooling. Like Vince I also do not follow what my heater setting states but measure the temp with a thermometer. I believe one of my heaters is set at 72, the other is at 75 and the final one is 76. They do not all turn on at once but all of them will be on before the temp gets to 77.5 degrees.
BTW, side note, I hate how my Arctica chiller has a two degree swing. I.E. it is set to 78, but turns on at 79 and off at 77. At a 1/4HP it can do this very quickly in my 200G of water. I found a good way of avoiding this was running the chiller outlet very close to the inlet (if you are using a dedicated pump). This way the chiller "thinks" it has dropped down to 77 when it is probably more like 78.5 in the tank. Sure it turns on more often, but for less time. I just hate the thought of a 2 degree temp swing in a matter of 15 minutes.